Student Loans

A student loan deferment is something that allows you to move your payment obligations off to a later time for legitimate reasons. It is at the discretion of the lender to determine if your need for a deferment is valid or not, and if they do decide that you qualify for a deferment the period ...

little flower asked: I'm ill and can't finish this semester. and my loan from sallie mae is making me pay $944/month. what can I do? I have used up all my grace period and disability deferment 3 years ago when I had an accident. i hope you guys can help me, i don't ...

sunshine asked: I think I might loose my deferment options. Any ideas?

VicTORIUS asked: I live and work in South Korea and I'm wondering what I should file for? Is it best to try and defer and claim economic hardship, or is it possible to get an educator's deferment for teaching over here? Or should I go for forbearance? I'm new to all of this and I'm ...

Hard Hearted Hanna asked: I had a crainiotomy in 2002. I heard about the disability discharge when I filed for Social Security. Social Security classified me as disabled two years ago. I've had no success with U.S. Dept of Education Condtional Total & Permanent Disability Assignments. I have sent stacks of papers, letters, doctor signed forms ...

Michael M asked: I am currently unemployed and have been since last year. Hoever, I did work as a private contractor this year for about 7 weeks. I wasn't paid until recently and wasnt sure Id get paid at all. I have taxes due Sept. 15th and will be payign those. ...

J.M. asked: My 6 months are up and it's time to pay - while in deferment the unsubsidized gain interest. Now that they're due, does it matter if I pay them (unsub) off first, or is everything gaining interest and I just need to pay them off generally?

Laura asked: I requested a deferment on payments to my student loan a year ago because I lost my job, the bank charged me a total of 1,5000 of interest, and then they reported it to my credit report causing my credit score to drop really badly. Nobody has informed me that they would report ...

bigjayzizzle asked: i graduated in december 08, i have had my loans in deferment / forbearance until now. i have multiple loans for a total of $30,000. I am currently working 2 jobs but am not making enough to pay 200+ a month and i have about 8 student loans. i am considering trying ...

ned4spd8874 asked: In 2006 I had to request a deferment because of money issues I was having. They granted me a year deferment. I really didn't think much of it until about Dec/Jan of 06/07 I get a call from their collections department stating I was late. I was shocked to find that not only did ...

Question Queen Mentally Special! asked: This happened to me twice with student loans. I faxed & also sent my economic hardship deferment loans, & they said they never received them. & a lady called me 2 days ago, yelling @ me & threatening me. I told her about me being disabled & on a fixed ...